Blend Daily Banking and Crypto in One Powerful Business Account

Daily Banking That Speaks Crypto, Fluently!

We make moving between crypto and your personal bank account instant, familiar, and limitless.
5-star rating
5.0
5-star rating
5.0
iPhone mockup

100%

Personal

Practical

Private

Personal

Personal

Practical

Private

Experience a 100% Personal, Practical, and Private approach to daily banking and crypto. Enjoy full control and privacy over your assets, whether fiat or crypto, ensuring they are always accessible for your needs.
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100% Personal

We make crypto feel like daily banking

An effortless EUR account it's for your disposal

Get an access a personal Euro account with IBAN and SEPA transfers.

Physical or virtual Mastercard Debit Card

Pay for your daily expenses like groceries and utilities by Mastercard.

Save your money as in traditional bank

Manage your savings with easy transfers between accounts – crypto and fiat.

Pay out cash whenever and wherever you need

Withdraw cash from ATMs, pay for a meal at a local restaurant, or shop online – P100 makes your financial management truly personal and accessible wherever you are.
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100% Practical

Enjoy the freedom to pay effortlessly with fiat or crypto, anytime and anywhere, without limits.

Tap to pay Globally

With P100, you can tap to pay globally, whether online or in-store, using either crypto or traditional currency (FIAT).

Individual Euro account for Every Client

Receive your salary, pay your rent, and manage other payments easily using your personal IBAN

Seamless Transfers

Move money between TradFi and DeFi with a single click.

Send Crypto to Friends

Send crypto to your friend’s phone number without any blockchain fees and introduce them to the crypto world.
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100% Private

Your privacy is our top priority

Exclusive Access

Only you have the keys to your wallet.

Full Control

Manage your assets without relying on financial institutions or exchanges.

Security

With your private keys, you are the sole controller of your P100 Self-Custodial Wallet.

Physical or Virtual Mastercard Debit Card

Order your virtual or physical Mastercard Debit Card to easily spend your funds straight from the app balance whether online or in-store.

Apple Pay and Google Pay

Leave your physical wallet behind and pay with your phone.

ATM Compatibile

Widthdraw cash at any Mastercard friendly ATM
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Earn POT token

Your ticket to earning P100 points with every purchase, which can be converted into POT tokens that you can exchange for USDC every month.

One card for Crypto and fiat

You have the flexibility to choose whether to pay with crypto for fiat – it's up to you!

The Crypto-Banking Ramp

TradFi and DeFi infrastructure in a single API

A technology-first approach

Wallet as a Service for Businesses

White-label solution to create, manage, and secure custodial and non-custodial wallets for businesses

Onramp & offramp

Instantly move crypto to the financial system and vice versa

Crypto-friendly IBAN for your business

Manage your business without worrying about account blockages

API

Connect crypto and fiat seamlessly with our Unified Financial API for effortless management and transactions.
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Get Rewards

At P100, we believe in rewarding our users for their active participation.
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New!

It's time to share!

POT Token

Earn P100’s token and receive USDC rewards every month

Referral program

Refer your friends and earn rewards based on their activities

Giveaways

Participate in our giveaways for a chance to win various prizes
Pricing

Plans for all sizes

Simple, transparent pricing that grows with you. Try any plan free for 30 days.

Regular

Free
This includes...
0,1% min. 1 EUR
Basic reporting and analytics
Up to 10 individual users
20GB individual data each user
Basic chat and email support
Get started

Membership

20
Everything in our basic plan plus....
200+ integrations
Advanced reporting and analytics
Up to 20 individual users
40GB individual data each user
Priority chat and email support
Get started
Pricing

Compare our plans and find yours

Fully transparent fee policies and 100% free transactions for users with P100 membership plans

Regular

Free

Membership

Popular
€5/month

Membership PRO

New!
€15/month
Fiat account and Wallets
Euro account
Free!
Free!
Free!
Cryptocurrency wallet
Free!
Free!
Free!
Self-Custody wallet
Free!
Free!
Free!
Outgoing bank transfer (SEPA)
0.1% fee applies thereafter, with a minimum of €1.
Free for transfers up to €10,000 monthly; 0.1% fee applies thereafter, with a minimum of €1.
Free for transfers up to €50,000 monthly; 0.1% fee applies thereafter, with a minimum of €1.
Incoming bank transfer (SEPA)
Free!
Free!
Free!
Internal transfer between P100 accounts (P2P transfers)
Free!
Free!
Free!
Deposit crypto
Free!
Free!
Free!
Buy, sell and swap crypto
Buy crypto fee (EUR → Crypto)
1.49 %
Free up to 5000 euros monthly; a 1.49% fee applies thereafter
Free for transactions up to €30,000 monthly; a 0,99% fee applies thereafter
Sell crypto fee (Crypto → EUR)
1.49 %
Free up to 5000 euros monthly; a 1.49% fee applies thereafter
Free for transactions up to €30,000 monthly; a 0,99% fee applies thereafter
Crypto swap fee (Crypto ⇌ Crypto)
1.49 %
Free up to 5000 euros monthly; a 1.49% fee applies thereafter
Free for transactions up to €30,000 monthly; a 0,99% fee applies thereafter
Withdraw crypto (service fees)
Bitcoin
0.0003 BTC
No service fee!
No service fee!
Litecoin
0.002 LTC
No service fee!
No service fee!
Ethereum
0.003 ETH
No service fee!
No service fee!
Doge Coin
5 DOGE
No service fee!
No service fee!
USDC - Ethereum
10 USDC
No service fee!
No service fee!
Tether USDT - Ethereum
10 USDT
No service fee!
No service fee!
Tether EURT - Ethereum
10 EURT
No service fee!
No service fee!
POL (ex-MATIC)
0.5 POL
No service fee!
No service fee!
POT
1 POT
No service fee!
No service fee!
USDC - Polygon
0.5 USDC
No service fee!
No service fee!
Tether USDT - Polygon
0.5 USDT
No service fee!
No service fee!
P100 Mastercard debit card
Order Virtual debit card
1 free virtual card, €0.5 for each additional card
3 free virtual cards, €0.5 for each additional card
10 free virtual cards, €0.5 for each additional card
Apple Pay & Google Pay
Free!
Free!
Free!
ATM Withdrawals
1 free withdrawal, max €100/month; 2% fee applies thereafter
Free withdrawals up to €1,000/month; 0.5% fee applies thereafter
Free withdrawals up to €2,000/month; 0.5% fee applies thereafter
PIN change at ATM
Free!
Free!
Free!
Order Physical debit card
€5
€2
€2
Virtual card maintenance fee
Free!
Free!
Free!
Physical card maintenance fee
€5 (applies every 6 months of inactivity)
Free!
Free!
Others
Opening account
Free!
Free!
Free!
Maintaining account
Free!
Free!
Free!
Live Support via email
Free!
Free!
Free!
FX rates
0.5 %
0.5 %
0.5 %
Top up methods
Visa/Mastercard Cards
2.59 % + 0.37 EUR
2.59 % + 0.37 EUR
2.59 % + 0.37 EUR
Apple Pay
2.59 % + 0.37 EUR
2.59 % + 0.37 EUR
2.59 % + 0.37 EUR
Google Pay
2.59 % + 0.37 EUR
2.59 % + 0.37 EUR
2.59 % + 0.37 EUR
Zen
1.5 % + 0.07 EUR
1.5 % + 0.07 EUR
1.5 % + 0.07 EUR
Bancontact
1.4 % + 0.37 EUR
1.4 % + 0.37 EUR
1.4 % + 0.37 EUR
SEPA - Top Up
Free!
Free!
Free!

Regular

Free

Membership

Popular
€14/3 months

Membership PRO

New!
€42/3 months
Fiat account and Wallets
Euro account
Free!
Free!
Free!
Cryptocurrency wallet
Free!
Free!
Free!
Self-Custody wallet
Free!
Free!
Free!
Outgoing bank transfer (SEPA)
0.1% fee applies thereafter, with a minimum of €1.
Free for transfers up to €10,000 monthly; 0.1% fee applies thereafter, with a minimum of €1.
Free for transfers up to €50,000 monthly; 0.1% fee applies thereafter, with a minimum of €1.
Incoming bank transfer (SEPA)
Free!
Free!
Free!
Internal transfer between P100 accounts (P2P transfers)
Free!
Free!
Free!
Deposit crypto
Free!
Free!
Free!
Buy, sell and swap crypto
Buy crypto fee (EUR → Crypto)
1.49 %
Free up to 5000 euros monthly; a 1.49% fee applies thereafter
Free for transactions up to €30,000 monthly; a 0,99% fee applies thereafter
Sell crypto fee (Crypto → EUR)
1.49 %
Free up to 5000 euros monthly; a 1.49% fee applies thereafter
Free for transactions up to €30,000 monthly; a 0,99% fee applies thereafter
Crypto swap fee (Crypto ⇌ Crypto)
1.49 %
Free up to 5000 euros monthly; a 1.49% fee applies thereafter
Free for transactions up to €30,000 monthly; a 0,99% fee applies thereafter
Withdraw crypto (service fees)
Bitcoin
0.0003 BTC
No service fee!
No service fee!
Litecoin
0.002 LTC
No service fee!
No service fee!
Ethereum
0.003 ETH
No service fee!
No service fee!
Doge Coin
5 DOGE
No service fee!
No service fee!
USDC - Ethereum
10 USDC
No service fee!
No service fee!
Tether USDT - Ethereum
10 USDT
No service fee!
No service fee!
Tether EURT - Ethereum
10 EURT
No service fee!
No service fee!
POL (ex-MATIC)
0.5 POL
No service fee!
No service fee!
POT
1 POT
No service fee!
No service fee!
USDC - Polygon
0.5 USDC
No service fee!
No service fee!
Tether USDT - Polygon
0.5 USDT
No service fee!
No service fee!
P100 Mastercard debit card
Order Virtual debit card
1 free virtual card, €0.5 for each additional card
3 free virtual cards, €0.5 for each additional card
10 free virtual cards, €0.5 for each additional card
Apple Pay & Google Pay
Free!
Free!
Free!
ATM Withdrawals
1 free withdrawal, max €100/month; 2% fee applies thereafter
Free withdrawals up to €1,000/month; 0.5% fee applies thereafter
Free withdrawals up to €2,000/month; 0.5% fee applies thereafter
PIN change at ATM
Free!
Free!
Free!
Order Physical debit card
€5
€2
€2
Virtual card maintenance fee
Free!
Free!
Free!
Physical card maintenance fee
€5 (applies every 6 months of inactivity)
Free!
Free!
Others
Opening account
Free!
Free!
Free!
Maintaining account
Free!
Free!
Free!
Live Support via email
Free!
Free!
Free!
FX rates
0.5 %
0.5 %
0.5 %
Top up methods
Visa/Mastercard Cards
2.59 % + 0.37 EUR
2.59 % + 0.37 EUR
2.59 % + 0.37 EUR
Apple Pay
2.59 % + 0.37 EUR
2.59 % + 0.37 EUR
2.59 % + 0.37 EUR
Google Pay
2.59 % + 0.37 EUR
2.59 % + 0.37 EUR
2.59 % + 0.37 EUR
Zen
1.5 % + 0.07 EUR
1.5 % + 0.07 EUR
1.5 % + 0.07 EUR
Bancontact
1.4 % + 0.37 EUR
1.4 % + 0.37 EUR
1.4 % + 0.37 EUR
SEPA - Top Up
Free!
Free!
Free!

Regular

Free

Membership

Popular
€50/yearly

Membership PRO

New!
€150/yearly
Fiat account and Wallets
Euro account
Free!
Free!
Free!
Cryptocurrency wallet
Free!
Free!
Free!
Self-Custody wallet
Free!
Free!
Free!
Outgoing bank transfer (SEPA)
0.1% fee applies thereafter, with a minimum of €1.
Free for transfers up to €10,000 monthly; 0.1% fee applies thereafter, with a minimum of €1.
Free for transfers up to €50,000 monthly; 0.1% fee applies thereafter, with a minimum of €1.
Incoming bank transfer (SEPA)
Free!
Free!
Free!
Internal transfer between P100 accounts (P2P transfers)
Free!
Free!
Free!
Deposit crypto
Free!
Free!
Free!
Buy, sell and swap crypto
Buy crypto fee (EUR → Crypto)
1.49 %
Free for transactions up to €5,000 monthly; a 1.49% fee applies thereafter
Free for transactions up to €30,000 monthly; a 0,99% fee applies thereafter
Sell crypto fee (Crypto → EUR)
1.49 %
Free for transactions up to €5,000 monthly; a 1.49% fee applies thereafter
Free for transactions up to €30,000 monthly; a 0,99% fee applies thereafter
Crypto swap fee (Crypto ⇌ Crypto)
1.49 %
Free for transactions up to €5,000 monthly; a 1.49% fee applies thereafter
Free for transactions up to €30,000 monthly; a 0,99% fee applies thereafter
Withdraw crypto (service fees)
Bitcoin
0.0003 BTC
No service fee!
No service fee!
Litecoin
0.002 LTC
No service fee!
No service fee!
Ethereum
0.003 ETH
No service fee!
No service fee!
Doge Coin
5 DOGE
No service fee!
No service fee!
USDC - Ethereum
10 USDC
No service fee!
No service fee!
Tether USDT - Ethereum
10 USDT
No service fee!
No service fee!
Tether EURT - Ethereum
10 EURT
No service fee!
No service fee!
POL (ex-MATIC)
0.5 POL
No service fee!
No service fee!
POT
1 POT
No service fee!
No service fee!
USDC - Polygon
0.5 USDC
No service fee!
No service fee!
Tether USDT - Polygon
0.5 USDT
No service fee!
No service fee!
P100 Mastercard debit card
Order Virtual debit card
1 free virtual cards, €0.5 for each additional card
3 free virtual cards, €0.5 for each additional card
10 free virtual cards, €0.5 for each additional card
Apple Pay & Google Pay
Free!
Free!
Free!
ATM Withdrawals
1 free withdrawal, max €100/month; 2% fee applies thereafter
Free withdrawals up to €1,000/month; 0.5% fee applies thereafter
Free withdrawals up to €2,000/month; 0.5% fee applies thereafter
PIN change at ATM
Free!
Free!
Free!
Order Physical debit card
€5
€2
€2
Virtual card maintenance fee
Free!
Free!
Free!
Physical card maintenance fee
€5 (applies every 6 months of inactivity)
Free!
Free!
Others
Opening account
Free!
Free!
Free!
Maintaining account
Free!
Free!
Free!
Live Support via email
Free!
Free!
Free!
FX rates
0.5 %
0.5 %
0.5 %
Top up methods
Visa/Mastercard Cards
2.59 % + 0.37 EUR
2.59 % + 0.37 EUR
2.59 % + 0.37 EUR
Apple Pay
2.59 % + 0.37 EUR
2.59 % + 0.37 EUR
2.59 % + 0.37 EUR
Google Pay
2.59 % + 0.37 EUR
2.59 % + 0.37 EUR
2.59 % + 0.37 EUR
Zen
1.5 % + 0.07 EUR
1.5 % + 0.07 EUR
1.5 % + 0.07 EUR
Bancontact
1.4 % + 0.37 EUR
1.4 % + 0.37 EUR
1.4 % + 0.37 EUR
SEPA - Top Up
Free!
Free!
Free!
Pricing

Simple, transparent pricing

Fully transparent fee policies and 100% free transactions for users with P100 membership plans

Regular

Free
Fiat account and Wallets

Euro account
Free!
Cryptocurrency wallet
Free!
Self-Custody wallet
Free!
Outgoing bank transfer (SEPA)
0.1% fee applies thereafter,
with a minimum of €1.
Incoming bank transfer (SEPA)
Free!
Internal transfer between P100 accounts (P2P transfers)
Free!
Deposit crypto
Free!

Buy, sell and swap crypto

Buy crypto fee (EUR → Crypto)
1.49 %
Sell crypto fee (Crypto → EUR)
1.49 %
Crypto swap fee (Crypto ⇌ Crypto)
1.49%

Buy, sell and swap crypto

Bitcoin
0.0003 BTC
Litecoin
0.002 LTC
Ethereum
0.003 ETH
Doge Coin
5 DOGE
USDC - Ethereum
10 USDC
Tether EURT - Ethereum
10 EURT
POL (ex-MATIC)
0.5 POL
POT
1 POT
USDC - Polygon
0.5 USDC
Tether USDT - Polygon
0.5 USDT

P100 Mastercard debit card

Order Virtual debit card
1 Free virtual card, 0.5 euro for next ones
Apple Pay & Google Pay
Free!
ATM Withdrawals
1 free max 100eur/mo, 2% thereafter
PIN change at ATM
Free!
Order Physical debit card
5 EUR
Virtual card maintenance fee
Free!
Physical card maintenance fee
€5 (applies every 6 months of inactivity)

Others

Opening account
Free!
Maintaining account
Free!
Live Support via email
Free!
FX rates
0.5 %

Top up methods

Visa/Mastercard Cards
2.59 % + 0.37 EUR
Apple Pay
2.59 % + 0.37 EUR
Google Pay
2.59 % + 0.37 EUR
Zen
1.5 % + 0.07 EUR
Bancontact
1.4 % + 0.37 EUR
SEPA - Top Up
Free!

Regular

Free
Fiat account and Wallets

Euro account
Free!
Cryptocurrency wallet
Free!
Self-Custody wallet
Free!
Outgoing bank transfer (SEPA)
0.1% fee applies thereafter,
with a minimum of €1.*
Incoming bank transfer (SEPA)
Free!
Internal transfer between P100 accounts (P2P transfers)
Free!
Deposit crypto
Free!

Buy, sell and swap crypto

Buy crypto fee (EUR → Crypto)
1.49 %
Sell crypto fee (Crypto → EUR)
1.49 %
Crypto swap fee (Crypto ⇌ Crypto)
1.49 %

Buy, sell and swap crypto

Bitcoin
0.0003 BTC
Litecoin
0.002 LTC
Ethereum
0.003 ETH
Doge Coin
5 DOGE
USDC - Ethereum
10 USDC
Tether EURT - Ethereum
10 EURT
POL (ex-MATIC)
0.5 POL
POT
1 POT
USDC - Polygon
0.5 USDC
Tether USDT - Polygon
0.5 USDT

P100 Mastercard debit card

Order Virtual debit card
1 Free virtual card, 0.5 euro for next ones
Apple Pay & Google Pay
Free!
ATM Withdrawals
1 free max 100eur/mo, 2% thereafter
PIN change at ATM
Free!
Order Physical debit card
5 EUR
Virtual card maintenance fee
Free!
Physical card maintenance fee
€5 (applies every 6 months of inactivity)

Others

Opening account
Free!
Maintaining account
Free!
Live Support via email
Free!
FX rates
0.5 %

Top up methods

Visa/Mastercard Cards
2.59 % + 0.37 EUR
Apple Pay
2.59 % + 0.37 EUR
Google Pay
2.59 % + 0.37 EUR
Zen
1.5 % + 0.07 EUR
Bancontact
1.4 % + 0.37 EUR
SEPA - Top Up
Free!

Regular

Free
Fiat account and Wallets

Euro account
Free!
Cryptocurrency wallet
Free!
Self-Custody wallet
Free!
Outgoing bank transfer (SEPA)
0.1% fee applies thereafter,
with a minimum of €1.
Incoming bank transfer (SEPA)
Free!
Internal transfer between P100 accounts (P2P transfers)
Free!
Deposit crypto
Free!

Buy, sell and swap crypto

Buy crypto fee (EUR → Crypto)
1.49 %
Sell crypto fee (Crypto → EUR)
1.49 %
Crypto swap fee (Crypto ⇌ Crypto)
1.49 %

Buy, sell and swap crypto

Bitcoin
0.0003 BTC
Litecoin
0.002 LTC
Ethereum
0.003 ETH
Doge Coin
5 DOGE
USDC - Ethereum
10 USDC
Tether EURT - Ethereum
10 EURT
POL (ex-MATIC)
0.5 POL
POT
1 POT
USDC - Polygon
0.5 USDC
Tether USDT - Polygon
0.5 USDT

P100 Mastercard debit card

Order Virtual debit card
1 Free virtual card, 0.5 euro for next ones
Apple Pay & Google Pay
Free!
ATM Withdrawals
1 free max 100eur/mo, 2% thereafter
PIN change at ATM
Free!
Order Physical debit card
5 EUR
Virtual card maintenance fee
Free!
Physical card maintenance fee
€5 (applies every 6 months of inactivity)

Others

Opening account
Free!
Maintaining account
Free!
Live Support via email
Free!
FX rates
0.5 %

Top up methods

Visa/Mastercard Cards
2.59 % + 0.37 EUR
Apple Pay
2.59 % + 0.37 EUR
Google Pay
2.59 % + 0.37 EUR
Zen
1.5 % + 0.07 EUR
Bancontact
1.4 % + 0.37 EUR
SEPA - Top Up
Free!

Try the P100 for free!

Daily Banking That Speaks Crypto, Fluently!
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